Commercial Loan Assistant
Company: Fresno First Bank
Location: Fresno
Posted on: January 27, 2023
|
|
Job Description:
Description:
At Fresno First Bank, we truly believe that our people are our
greatest asset - and we treat them as such. We offer exciting and
interesting opportunities for dedicated, hard-working
professionals. If you share our values and passion for providing
clients with opportunities to achieve their aspirations and
personal success.
Our Values:
Teamwork: We all pitch in to provide the high caliber service our
customers deserve. We have to trust and rely on each other to
execute our work with purpose and efficiency - however difficult
the task might be. We are constantly thinking about the next step
and the next opportunity.
Relationships: Building mutually beneficial relationships is
crucial to the long-term success of our organization. By immersing
ourselves in the business ventures we empower, we come to
understand our customers as people with real human needs rather
than just numbers.
Authentic: We say what we mean, and we mean what we say. Internally
that means holding each other accountable and owning up to
mistakes. It also means being straight forward with customers.
Commitment: Our pride of ownership is strong. Every day, we bring
our best in order to support our customers and represent the
bank.
Employment with Fresno First Bank will allow you to earn
competitively, grow professionally and enjoy a collaborative and
compassionate culture that rewards good ideas, good work, and
initiative.
The position of Commercial Loan Assistant is responsible for
assisting loan officers and other credit staff in the closing and
servicing of loans and to provide general support for other credit
related activities. Assures compliance with all Bank policies and
procedures, as well as, all applicable state and federal banking
regulations.
Job Duties
Assist loan officers with organization of credit files for
processing (underwriting, documentation, closing, decline, etc.)
after a credit request is prescreened and deaccessioned. This may
include:
Organizing, naming, formatting, scanning, indexing data files.
Ordering background reports such as credit reports, D&B
reports, or lien searches.
Prepare correspondence such as commitment letters, needs letters,
or credit denials.
Opening escrows and coordinating title work.
Ordering third party reports such as appraisals, environmental
reports, and collateral exams.
Assist with getting closing documentation from Borrower.
Verifying insurance.
Clearing closing conditions.
Preparing documentation order forms.
Ordering payoffs.
Reviewing loan documentation for accuracy.
Coordinating closing with borrowers, guarantors, brokers, title
companies, or attorneys.
Coordinating cross-sell of bank products and services with other
bank departments.
Answers the telephone; responds to routine loan officer or customer
inquiries relative to account balances, loan balances, loan
advances, pay downs, or other miscellaneous loan servicing
tasks.
Provides effective customer service and assists in resolving
problems within given authority.
Prepares routine correspondence, reports and forms.
Requirements:
These specifications are general guidelines based on the minimum
experience normally considered essential to the satisfactory
performance of this position. The requirements listed below are
representative of the knowledge, skill and/or ability required to
perform the position in a satisfactory manner. Individual abilities
may result in some deviation from these guidelines.
Related work experience in positions such as loan assistant or loan
closer, in a financial institution, title company, escrow company,
or law firm.
Intermediate level of work experience, knowledge and training in
loan application processing, loan terminology, loan closing, loan
documentation, business entity documentation.
Intermediate knowledge of related state and federal banking
compliance regulations, and other Bank lending policies.
Intermediate skills in computer terminal and personal computer
operation; mainframe computer system; internet searches; and MS
Office (Word and Excel).
Intermediate typing skills to meet production needs of the
position.
Intermediate math skills; calculate interest, commissions,
proportions, and percentages; balance accounts; add, subtract,
multiply and divide in all units of measure, using whole numbers,
common fractions and decimals; locate routine mathematical errors;
compute rate, ratio and percent.
Effective oral, written and interpersonal communication skills with
the ability to apply common sense to carry out instructions,
interpret documents, understand procedures, write reports and
correspondence, and speak clearly to customers and employees.
Ability to deal with multiple tasks with varying degrees of
difficulty with hard completion deadlines.
Effective organizational and time management skills.
Ability to work with minimal supervision while performing
duties.
Current California driver's license and a vehicle with appropriate
insurance coverage if required to drive in the course of performing
assigned duties and responsibilities.
PI201790921
Keywords: Fresno First Bank, Fresno , Commercial Loan Assistant, Other , Fresno, California
Click
here to apply!
|