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Loan Processing Analyst

Company: Fresno County EOC
Location: Fresno
Posted on: June 6, 2021

Job Description:

SUPERVISORY RESPONSIBILITIES

None.

SUMMARY

Under the direction of the Credit Director the Loan Processing Analyst I, will assist with pre-and post-approval processing of loan files and applications, and perform various administrative duties.

Access Plus Capital is a US Treasury-certified community development financial institution and Small Business Administration (SBA) Approved Microloan Intermediary Lender. It offers financing and training services to small businesses and entrepreneurs in central California. Since its inception in 2009, it has more than $37 million to over 800 entrepreneurs helping them realize their dreams by starting and growing their small businesses. For more information, go to http://accesspluscapital.com.

Assist in the fulfillment of the Agency's vision, "For Those We Serve," by empowering individuals who thrive as healthy, self-sufficient and contributing members of our communities.

DUTIES AND RESPONSIBILITIES/ESSENTIAL FUNCTIONS

Creates loan files and applicable checklists ensuring file compliance measures are met.

Communicates with staff and clients to obtain all necessary documentation for loan file.

Works closely with Underwriters, Loan Processors, Borrowers, Loan Officers, Brokers, Escrow and Title officers on all aspects of commercial loan production for a smooth loan funding process.

Reviews title reports and other underlying documentation and determine any required endorsements needed on collateral property by addressing all items to determine their effect on the lien status of bank and coordinate any required resolution to perfect bank security interest.

Ensures file/documentation is complete, error free, and conforms to APC credit policy and credit approval memo.

Maintains clear understanding of credit policy at all times.

Prepares loan closing documents using Laser Pro documentation software.

Prepares disbursement requests, obtaining management sign-off for deployment of funds.

Establishes, maintains, and updates files, databases, records, and/or other documents for recurring internal reports.

Orders property insurance certificates, title reports, and works with escrow officers in the transfer of business and real property ownership.

Releases collateral, including re-conveyance of deeds and title lien releases.

Performs administrative duties including preparation of purchase orders and customer billing.

Maintains electronic files, follow-up for post-closing pending items and prepares files for internal and external audit.

Performs other duties as assigned.

QUALIFICATIONS

To execute this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

EDUCATION:

Associate degree in Business Administration, Finance, Accounting, Economics, or related field required. Additional work experience may substitute required education on a year-by-year basis.

EXPERIENCE:

Minimum of two (2) years' experience as a loan processor at a bank, economic development organization or a Community Development Financial Institution.

OTHER QUALIFICATIONS:

Proficient in Microsoft Office Suite, Adobe Acrobat, and related business software.

Motivated and detail oriented, able to complete projects to specifications and meet established deadlines.

Excellent oral and written communication skills.

Bilingual in English and Spanish preferred based on the needs of the clients and the program.

Displays strong analytical and problem-solving skills.

Demonstrated commitment to the work of community development and making a positive impact in the urban and rural business communities.

Experience with Laser Pro documentation software preferred.

Maintain a valid California driver's license, reliable transportation, and adequate auto insurance as required by State law.

Prior to employment must pass a criminal background investigation and credit history check. Maintain criminal clearance and acceptable credit history.

PHYSICAL DEMANDS

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is regularly required to sit; use hands and fingers to handle or feel; and talk or hear. The employee frequently is required to stand, walk, and reach with hands and arms. The employee is occasionally required to stoop, kneel, crouch, or crawl. The employee must regularly lift and/or move up to 10 pounds, frequently lift and/or move up to 25 pounds, and occasionally lift and/or move up to 50 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception, and ability to adjust focus.

WORK ENVIRONMENT

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is occasionally exposed to outside weather conditions. The noise level in the work environment is usually moderate.

Note: The statements herein are intended to describe the general nature and level of work being performed, but are not to be seen as a complete list of responsibilities, duties, and skills required. Also, they do not establish a contract for employment and are subject to change at the discretion of Fresno EOC.

(REV 04/03/20)

8:30AM - 5:00PM

Monday - Friday

Keywords: Fresno County EOC, Fresno , Loan Processing Analyst, Other , Fresno, California

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