Associate I/II - Portfolio Management

Company: Silicon Valley Bank
Location: Fresno
Posted on: June 25, 2022

Job Description:

**BE PART OF A BANK LIKE NO OTHER.**

When you work with the world's most innovative companies, you know you're making a difference.

Our clients are the game changers, leaders and investors who fuel the global innovation economy. They're the businesses behind the next medical breakthroughs. And the visionaries whose new technologies could transform the way people live and work.

They come to SVB for our expertise, deep network and nearly forty years of experience in the industries we serve, and to partner with diverse teams of passionate, enterprising SVBers, dedicated to an inclusive approach to helping them grow and succeed at every stage of their business.

Join us at SVB and be part of bringing our clients' world-changing ideas to life. At SVB, we have the opportunity to grow and collectively make an impact by supporting the innovative clients and communities SVB serves. We pride ourselves in having both a diverse client roster and an equally diverse and inclusive organization. And we work diligently to encourage all with different ways of thinking, different ways of working, and especially those traditionally underrepresented in technology and financial services, to apply.

**JOB DESCRIPTION**

Global Fund Banking Portfolio Management roles are responsible for managing the all lending and credit aspects for both Venture Capital and Private Equity client relationships. Core responsibility is leading the due diligence process and deal structuring process, and then partnering with the Relationship Management team for the delivery and negotiation of credit products. PM Associates Conducts due diligence and engages in the structuring and delivery of new deals. Underwrites new loans, renewals, and credit actions related to modifications or changing risk. Supports overall lending process on new deals and modifications to existing deals, from underwriting through documentation and closing. Reviews information and communicates on clients' compliance status, changing level of risk and broader trends in portfolio. Utilizes critical thinking skills in supporting VP's and Directors/MD's on both recommendations and actions pertaining to pipeline and portfolio management. Completes underwriting and portfolio management with practices that meet SVB policies/procedures in terms of timeliness, completeness, consistency and accuracy. Handles client needs by interacting with appropriate internal and external stakeholders. Develops expertise in SVB's loan types and markets.

**ESSENTIAL FUNCTIONS:**

- Conduct underwriting, including diligence on information, support in structuring the deal, overall credit approval package preparation and closing (documentation and booking).

- Support proactive portfolio management by reviewing financial and other information (both externally and internally prepared) to properly assess client situations and risk. Participate in client meetings as appropriate to gather and understand information to be able to effectively communicate it to key stakeholders. Ensure proper documentation of our findings and recommended actions through Action Plans, CRR updates, Variances, reporting to partners in Relationship Management and Credit Administration, and other parts of the bank as needed.
- Ongoing client support associated with the loan-focused needs of the client, including communicating with internal partners and delivering for clients.
- Provide information in support of the development of loan type / business model / sector focused insights. Deliver on responsibilities with increasing scale and efficiency, participating in initiatives designed to drive further consistency and scale where appropriate.

**DECISIONS:**

- Utilizes decision making and independent judgement in performing underwriting tasks and to support the management of portfolios.

- Utilizes decision making and independent judgement for building increasing levels of expertise and sharing that with colleagues.

**RECOMMENDATIONS:**

- Recommends loan structures and completes underwriting for credits and prospects with increasing levels of complexity based on experience. Reviews information and prepares other credit actions and action plans based on changing situations/risk.

**QUALIFICATIONS:**

- Strong knowledge of credit analysis and accounting

**SKILLS:**

- Able to contact established clients, under guidance from the Director/MD or Vice President, and have the ability to become responsible for all lending aspects related to a small group of client relationships.

- Excel in a dynamic environment
- Ability to lead simultaneous assignments and produce results in time-sensitive circumstances.
- Ability to take ownership of and drive processes, but also knows when to escalate or engage others
- Works collaboratively with internal and external partners
- Skilled at analyzing data to support and improve business decisions

**COMPETENCIES:**

- Analytical

- Collaboration
- Attention to detail
- Initiative
- Communication Proficiency
- Proactive

**REQUIRED EDUCATION AND EXPERIENCE:**

- Bachelor's degree or equivalent related experience

- 2 or more years of related experience.

**TRAVEL:**

- Travel may be occasionally required

- 2021 SVB Financial Group. All rights reserved. SVB, SVB FINANCIAL GROUP, SILICON VALLEY BANK, MAKE NEXT HAPPEN NOW and the chevron device are trademarks of SVB Financial Group, used under license. Silicon Valley Bank is a member of the FDIC and the Federal Reserve System. Silicon Valley Bank is the California bank subsidiary of SVB Financial Group (Nasdaq: SIVB ).

**EQUAL EMPLOYMENT OPPORTUNITY**

Silicon Valley Bank is an equal opportunity employer and is dedicated to expanding its commitments and investments to create a more diverse, equitable and inclusive company culture and innovation ecosystem. We are strongly committed to the values and policy of equal employment opportunity across our employment practices.

Silicon Valley Bank is registered in England and Wales at Alphabeta, 14-18 Finsbury Square, London EC2A 1BR, UK under No. FC029579. Silicon Valley Bank is authorised and regulated by the California Department of Business Oversight and the United States Federal Reserve Bank; authorised by the Prudential Regulation Authority with number 577295; and subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details about the extent of our regulation by the Prudential Regulation Authority are available from us on request.

Keywords: Silicon Valley Bank, Fresno , Associate I/II - Portfolio Management, Executive , Fresno, California